Bluffview Insurance

Commercial Property Insurance

Your Building and Tools, Covered!

Commercial property insurance is what covers your business property, or properties, along with equipment, inventory and tools against all elements, thievery, vandalism, and manmade catastrophes. There are a variety of types of insurances that are either built into a commercial property policy, or that can be combined, listed below, but is not the full list.

Business Auto Insurance

Personal and Business Vehicles Covered Here

Business auto insurance provides either full or liability coverage for a driver and passengers if they sustain injury or damage while operating a company vehicle. It’s an extra cushion of coverage on the vehicle since an employee is using it mostly for work-related errands. This insurance can cover all types of vehicles, from sedans to trucks and even larger motorized equipment. It is also customizable based on how the company uses the vehicle, whether it is purchased by the company, an employee’s personal car, or even rented and leased automobiles.

Worker’s Comp Insurance

Worker’s Comp When Injuries Happen

Worker’s compensation insurance is liability coverage that protects employees if injured at work, pays for their medical care and rehabilitation, and helps to restore lost wages during the employee’s absence from work. It also protects the employer from a possible lawsuit from the injured employee. Applying this coverage to employees who use their own vehicles for business errands can also be added into a company’s policy.